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Bermuda flag

North America

Bermuda

"Where fate carries"

CapitalHamilton
Population64,555
Area54 km²
CurrencyBMD
Calling code+1441
ISOBM

On this page

Bermuda
Flag of Bermuda
Coat of ArmsCoat of Arms
Official NameBermuda
CapitalHamilton
RegionNorth America
Population64,555
Area54 km²
LandlockedNo
CurrencyBermudian dollar ($) [BMD]
TimezonesUTC-04:00
Calling Code+1441
TLD.bm
Postal Format@@ ##
ISO CodeBM
GovernmentBritish Overseas Territory
DemonymBermudian

Overview

Bermuda is a British Overseas Territory located in the North Atlantic Ocean, situated approximately 600 miles (965 km) east-southeast of the coast of North Carolina. It is a small, highly developed island archipelago known for its pristine beaches, historic architecture, and status as a major international financial center. The territory's economy is heavily reliant on finance, insurance, and tourism, while its unique blend of British colonial heritage and Caribbean culture defines its character. Despite its small size, Bermuda maintains a sophisticated infrastructure and a high quality of life.

Travel Advisory

EARF Travel AdvisoryJul 21, 2026
Bermuda
Exercise Normal Precautions
1/4
20/100
OTHER

Government & Politics

Government TypeBritish Overseas Territory
SystemSelf-governing Colony
The Monarch (King/Queen)Governor of Bermuda
PremierE. David Burt
Legislature (Unicameral)Bermuda House of Assembly
Independencenull from British Crown

As a British Overseas Territory, Bermuda operates under a constitutional framework that grants it significant self-governance. Its political system is characterized by a Westminster-style parliamentary democracy, featuring a Premier who serves as the head of government. While maintaining strong ties to the UK, the local government manages most day-to-day affairs, allowing for a high degree of local control.

Bermuda maintains strong economic and diplomatic ties with the United States, which is its largest trade partner and primary source of tourism. Its relationship with the United Kingdom is foundational, as it remains a Crown dependency. Geopolitically, it is viewed as a stable, strategically important node in the North Atlantic trade routes.

People, Language & Religion

Official LanguagesEnglish
Regional LanguagesBermudian Creole
Native Name ENGBermuda
Demonym (Male)Bermudian
Ethnic — AsianMinority
Ethnic — AfricanSignificant minority
Ethnic — EuropeanMajority
Religion — ChristianityDominant
Religion — Judeo-ChristianSignificant presence

Economy

GDP (Nominal)$9.2B USD
GDP (PPP)$7.7B USD
GDP per Capita$142,250 USD
GDP per Capita (PPP)$118,728 USD
GDP Growth Rate4.3%
Gini Coefficient0.25
Human Development Index
0.94 · Very High
Unemployment Rate4.5%
Inflation Rate2.1%
Public Debt (% GDP)30%
Main IndustriesFinancial Services, Tourism, Insurance
Main ExportsFinancial Services, Tourism Revenue
Main ImportsFuel, Consumer Goods
Export PartnersUnited States, Canada
Import PartnersUnited States, Canada
CurrencyBermudian dollar ($) [BMD]

Demographics

Population64,555
Urban Population100%
Median Age35 years
Life Expectancy82.5 years
Fertility Rate1.41
Infant Mortality4.5 per 1,000 births
Literacy Rate99%

Geography & Climate

Located in the North Atlantic, Bermuda is an archipelago composed of numerous small islands, the largest being the main island. Its geography is defined by coral limestone formations, resulting in a distinctive reddish-brown hue visible across its landscape. The islands are surrounded by deep ocean waters, and the topography is generally low-lying, though some areas feature dramatic cliffs and coves.

TerrainCoral limestone, low-lying islands, and dramatic coastal cliffs
Total Area54 km²
Coastline100 km
Exclusive Economic Zone1,000 km²
LandlockedNo
Highest PointSt. George's Mountain (120 m)
Lowest PointSea Level (0 m)
Major CitiesHamilton
Natural ResourcesCoral limestone, Marine resources
ClimateTropical Maritime

Bermuda experiences a tropical maritime climate, characterized by warm temperatures year-round and high humidity. Rainfall is relatively consistent throughout the year, with the wet season typically running from late summer through autumn. The climate is moderated by the surrounding warm Atlantic Ocean waters.

History

Ancient & Early History

The area has been inhabited by various groups since prehistory, including indigenous peoples and early European explorers. Archaeological evidence suggests early settlement patterns predating formal colonial claims.

Colonial Period

Bermuda was first sighted by European explorers, notably the Portuguese and Spanish, in the 15th century. It was later claimed by England, which established a settlement and developed the island into a strategic British outpost. The territory remained under British control for centuries, developing a unique blend of British law and Caribbean culture.

Independence

Bermuda has never achieved full political independence. It remains a self-governing British Overseas Territory, maintaining a high degree of autonomy while remaining subject to the Crown.

Modern Era

In the 20th century, Bermuda solidified its role as a major international financial and insurance hub. Its stable political environment and favorable tax laws attracted global capital, transforming its economy into a center for offshore finance. The island has successfully balanced its historical preservation with modern economic development.

Recent History

Recent decades have seen Bermuda further integrate into the global financial system, attracting multinational corporations. The government has focused on maintaining its reputation for stability and low corruption, while simultaneously managing the environmental challenges posed by its small size and reliance on imported goods.

Culture & National Symbols

Bermuda is renowned for its vibrant cultural scene, which blends British traditions with Caribbean influences. The island is famous for its unique architecture, characterized by pastel-colored buildings and coral stone construction. Its cultural life is enriched by annual festivals, sporting events, and a strong emphasis on maritime history.

National AnthemBermuda — "Bermuda, land of the sun and the sea"
National AnimalSea Turtle
National BirdBrown Shearwater
National FlowerHibiscus
National TreeLive Oak
National SportCricket
National DishBermuda Rum
National ColoursRed, White, Blue

Cuisine

  • Bermuda Rum
  • Seafood dishes
  • Local pastries

Tourism Highlights

  • Pink Sand Beaches
  • Historic Town Squares
  • Deep-sea diving and snorkeling
  • Luxury resorts

Natural Wonders

  • Coral Reef Systems
  • The surrounding Atlantic Ocean

Notable People

Sir George Washington Dixon

Fun Facts

  • The island's distinctive red-brown color comes from the coral limestone.
  • It is known for its high concentration of international financial services.

Military

BranchesBermuda Defence Force (BDF)
Personnel (Approx.)1,500

International Relations

UN Member Since1968
OrganizationsCommonwealth of Nations
UNESCO Sites0

Infrastructure & Environment

Driving SideLeft
Electrical230V, 50 Hz (Type G)
Internet Users98.4%
Mobile Subscriptions96.7 per 100 people
CO₂ Emissions0.3 Mt
Renewable Energy0.9%

Environmental Issues

  • Waste management and landfill capacity
  • Vulnerability to hurricanes and climate change
  • Dependence on imported energy

Communications

International Calling Code+1441
Internet TLD.bm
Postal Code Format@@ ##

Emergency Services

911Fire
911Police
911General
911Ambulance

External Links

GoogleOfficial Website

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